We’ve developed six model portfolios ranging from conservative to aggressive. Our portfolios are optimally diversified among multiple asset classes and are designed to attain the highest possible return based on an individual’s tolerance for investment risk. Our model portfolios make it easy for you and your employees to have a successful investment experience.
Model Portfolio 1: Fixed Income Portfolio
Allocation: 0% equities. 100% fixed income
Objective: This investment portfolio is for those investors that are looking for maximum preservation of capital and generation of income. The investment objective of this global asset allocation model is to seek capital preservation and total returns consisting of current income. This investment portfolio allocates its assets into fixed income securities. Generally, initial and ongoing investments are made into underlying fixed income funds with no investment into equity funds. There is no allocation to equities for long-term growth. Important, see complete model portfolio description and disclosures.
Model Portfolio 2: Conservative Portfolio
Allocation: 20% equities. 80% fixed income
Objective: This portfolio is designed for the conservative investor whose primary objective is preservation of capital and generation of income with a small allocation to equities for long-term growth. The investment objective of this global asset allocation model is to seek total returns consisting of current income and capital appreciation. Generally, this model invests initial and ongoing investments into underlying fixed income and equity funds, allocated mostly to a global mix of fixed income funds with a small allocation of each investment into equity funds, including domestic, international, emerging market, and real estate securities. Important, see complete model portfolio description and disclosures.
Model Portfolio 3: Moderate Portfolio
Allocation: 40% equities. 60% fixed income
Objective: This portfolio is designed for the moderate investor whose primary objective is generation of income with a moderate allocation to equities for long-term growth. The investment objective of this global asset allocation model is to seek total returns consisting of current income and capital appreciation. Generally, this model invests initial and ongoing investments into underlying fixed income and equity funds, allocated to a global mix of fixed income funds with a moderate allocation of each investment into equity funds, including domestic, international, emerging market, and real estate securities. Important, see complete model portfolio description and disclosures.
Model Portfolio 4: Balanced Portfolio
Allocation: 60% equities. 40% fixed income
Objective: This portfolio is designed for the investor looking for a balanced allocation with an objective of equities for long-term growth and a moderate allocation to fixed income securities for current income. The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests initial and ongoing investments into underlying equity and fixed income funds, allocated to a global mix of equity funds, including domestic, international, emerging market, and real estate securities, and a moderate allocation to fixed income funds. Important, see complete model portfolio description and disclosures.
Model Portfolio 5: Aggressive Portfolio
Allocation: 80% equities. 20% fixed income
Objective: This portfolio is designed for the aggressive investor looking for an aggressive allocation with a primary objective of equities for long-term growth and a small allocation to fixed income securities for current income. The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests initial and ongoing investments into underlying equity and fixed income funds, allocated primarily to a global mix of equity funds, including domestic, international, emerging market, and real estate securities, and a modest allocation to fixed income funds. Important, see complete model portfolio description and disclosures.
Model Portfolio 6: Equity Portfolio
Allocation: 100% equities. 0% fixed income
Objective: This portfolio is designed for the investor looking for an allocation with an objective of equities for long-term growth. The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation. Generally, this model invests initial and ongoing investments into solely underlying equity funds, allocated to a global mix of equity funds, including domestic, international, emerging market, and real estate securities, and 0% allocated to fixed income funds. Important, see complete model portfolio description and disclosures.